Accident Cover

When Life Takes
An Unexpected Turn

A lump-sum payout for accidental injury, permanent disability, or death — so your family never has to face financial strain on top of everything else.

Get Covered Now

Coverage Details

What Accident Cover Includes

Accidental Death

A lump-sum benefit paid to your nominated beneficiaries if you die as a result of an accident.

Permanent Disability

Full or partial benefit payouts for permanent disability caused by an accidental injury.

Fractures

Cover for broken bones resulting from an accident, with benefit amounts based on severity.

Burns

Financial support for serious burn injuries, scaled to the extent and severity of the burn.

Loss of Limb or Eye

Lump-sum benefit for permanent loss of a limb, hand, foot, or eye caused by an accident.

Hospitalisation

Daily hospital cash benefit for each night of hospitalisation due to an accidental injury.

Why JPF Accident Cover

Cover That Works
When You Need It Most

Accident cover is designed for speed and simplicity. No medical exam, no complex requirements — just straightforward protection that pays out when something goes wrong.

No Medical Exam Required

Apply without having to undergo medical tests or submit health records.

Fast Claims Processing

Claims are assessed promptly so you receive your benefit without unnecessary delays.

24/7 Cover

Your accident cover is active around the clock, every day of the year.

Dedicated Support

A dedicated team is available to guide you through the claims process step by step.

How It Works

Three Steps To Cover

Step 01

Choose Your Cover

Use the self-service calculator to set accident cover values that fit your household budget.

Step 02

Compare in Real Time

Adjust sliders and see how your premium and benefit amount change instantly.

Step 03

Apply in Minutes

Submit your application with no medical exam required. Cover starts quickly once approved.

Get Started

Ready To Protect
What Matters?

Use our self-service calculator to build your accident cover in minutes — no paperwork, no medical exam, no unnecessary delays.